Mortgage Protection Policy

Provides life cover for the term of the mortgage and is normally payable in monthly instalments. The cover will decrease in line with the mortgage balance.

Buildings Insurance

The lender will require proof of buildings insurance on any property for which they have provided a mortgage. The premium is normally based on rebuilding costs plus a percentage to cover fees such as architects and surveyors.

Contents Insurance

This insurance will cover contents of the home ie. Furniture, valuables etc against loss, damage and theft. All risks insurance will provide cover on valuables and personal effects outside the home.